Mortgage lenders ALWAYS check your credit report. The problem for consumers is that there are four credit agencies, and not every lender checks every credit agency. While one might show details of the Default you picked up 4 years ago, the others may not! Crazy isn’t it?

Fortunately, there is a way for us to check all four credit agencies at the same time – effectively allowing us to see all the information that a mortgage lender could see, which in turns means we are in a better position to source the most suitable mortgage for your circumstances.

Click HERE to obtain your free credit report. You have to sign up to a free 30 day trial, but you can cancel at any time simply by logging in and sending them a secure message, by phone or by email – so no hard sell!! If you decide to keep the service after your trial ends, it only costs £14.99 a month.

Once downloaded you can upload the report to the client portal

We will receive an email to let us know your credit report has arrived securely within the portal. If you don’t want a copy of your report hanging around on your computer, delete it after you have sent it to us.

If you feel you do not want the ongoing service from CheckmyFile ensure you cancel before the 30 day trial is up! You can cancel online here https://www.checkmyfile.com/terms.htm just log in to your Credit Report, click on 'Expert Help' and 'I need help with my account', and then on 'I'd like to stop my subscription'.

Or by phoning CheckMyFile during office hours on 0800 640 4265 Or by emailing customer.care@checkmyfile.com

If you were introduced to CheckMyFile by Prism Financial Services please note that we may receive a disbursement from CheckMyFile.